In a major achievement, Uttar Pradesh topped among the states in opening Jan Dhan accounts in the country and boasts the highest number of women beneficiaries of the scheme.
The state also leads in the implementation of all other Central government welfare schemes for the underprivileged under Chief Minister Yogi Adityanath’s monitoring, ensuring that the schemes are executed with quality and punctuality.
According to the latest Finance Ministry report, the state tops the Pradhan Mantri Jan Dhan Yojana rankings. While the number of Jan Dhan account holders nationwide exceeds 52 crore, UP alone accounts for 9.33 crore, the highest among all the states. Notably, nearly five crore of these account holders are women, officials said here on Sunday.
According to the latest data released by the Department of Financial Services of the Union Finance Ministry, there are a total of 9 crore, 33 lakh, 66 thousand, and 265 account holders in UP under the Yojana.
As of May 29, 2024, there are 6.71 crore (67.18 million) account holders from the rural and semi-urban areas, while 2.61 crore (26.18 million) are impoverished individuals living in urban areas and metropolitan cities. Rs 47,427.21 crore has been deposited in the accounts of these 9.33 crore (93.36 million) account holders.
At the same time, the number of RuPay cardholders in the state is 6 crore 14, lakh 39, and thousand 064, the highest in the country. In addition, while the number of women Jan Dhan account holders in the country is 29.11 crore, in UP, the number is about 5 crore, more than half of the total number of account holders in the state.
In the last financial year, 2023-24, approximately 65 lakh new Pradhan Mantri Jan Dhan accounts were opened in Uttar Pradesh. Aadhaar seeding has been completed for over 91 per cent of these accounts. By March 2023, the state had 8.68 crore Jan Dhan accounts, which increased to 9.28 crore by March 2024. According to the latest data, this number reached 9.33 crore by May 29, 2024.
The Pradhan Mantri Jan Dhan Yojana is a national mission to provide comprehensive banking facilities to every family. These include at least one basic banking account, financial literacy, loan access, insurance, and pension services. Beneficiaries also receive a RuPay debit card, including accident insurance covering one lakh rupees.
Crucially, all financial benefits from the government — whether from the Center, State, or Local Bodies — are delivered directly to beneficiaries’ accounts through Direct Benefit Transfer (DBT), maintaining complete transparency in the process.